Trusted Loan Partner Since 2017

We Are First Money
India's Trusted Loan Service

From the heart of Telugu land to every corner of Bharat — we are on a mission to make finance simple, honest and accessible for every hardworking Indian. ₹7,750 Crores disbursed. Thousands of dreams fulfilled. And we are just getting started.

₹7,750Cr+
Total Loans Disbursed
4000+
Happy Customers
50+
Bank & NBFC Partners
7+ Yrs
Industry Experience
4
Loan Categories
OUR STORY

A Dream Born in the Heart of Telugu Land 🌱

Every great story begins with a dream. Ours began in Ongole — a small city in the heart of Andhra Pradesh — with one young man, one big vision, and an unshakeable belief that every hardworking Indian deserves financial freedom without fear, confusion or exploitation.

We saw farmers struggling for crop loans. We saw government employees waiting months for personal loans. We saw small business owners being turned away by banks. We saw families putting their dreams on hold because nobody was willing to help them navigate the complex world of finance. That had to change.

First Money was born as a promise — to the Telugu community, to every Indian family, to every entrepreneur with fire in their eyes — that finance can be simple, honest and human. No jargon. No hidden traps. Just real people helping real people.

What started as one person riding a bike across AP has grown into a Pan India movement. Today we have disbursed over ₹7,750 Crores and touched the lives of 4,000+ families. But the dream is the same — to make every Indian financially empowered.

G
Gowtham Mannepalli
Founder & CEO — First Money Private Limited

"I grew up watching people in our community get cheated — by middlemen, by complicated paperwork, by loan agents who took commissions and disappeared. I made a promise to myself — if I ever build something, it will be for the common man. For the Telugu anna who works in a government office. For the small trader in a Rayalaseema town. For the young professional in Hyderabad. For every Indian who deserves better. First Money is that promise — kept every single day."

MBA
JNTUK University, AP
7+ Yrs
Finance Industry Experience
₹7,750Cr+
Total Loans Disbursed
4000+
Satisfied Customers
50+
Bank & NBFC Partners
7+
Years of Excellence
WHAT WE OFFER

₹7,750 Crore+ Disbursed Across All Loan Types

From personal emergencies to business growth, home dreams to vehicles — we have a loan for every need.

👤

Personal Loan

₹3L – ₹2 Crore

Medical, wedding, travel, education — instant funds for any personal need. Zero collateral.

🏢

Business Loan

₹5L – ₹2 Crore

Expand, grow or manage working capital. Unsecured funding for all types of businesses.

🏠

Home / Housing Loan

₹10L – ₹10 Crore

Salaried & self-employed both eligible. Up to 90% funding, 30-year tenure, best rates.

🚗

Vehicle Loan

New · Used · Commercial

New car, used car, trucks, autos, tractors — fast approvals from 50+ lenders.

OUR JOURNEY

7 Years of Growth, Trust & Impact

From a one-man operation in Ongole to a Pan India loan service company — every milestone in our journey was built on the trust of our customers.

Our Reach
Andhra Pradesh Telangana Tamil Nadu Karnataka Pan India 🇮🇳
2017 — The Beginning
First Money is Founded in Ongole, AP
Gowtham Mannepalli starts First Money after his MBA, with a vision to bring honest, transparent loans to everyday people. The first few loans are disbursed personally — door to door.
2018–2019 — Building Trust
First 500 Customers & Bank Partnerships Formed
The team expands across Andhra Pradesh by bike, auto and bus. Disbursals cross ₹100 Crores. Early bank and NBFC partnerships are established with HDFC, ICICI and Axis Bank. Word of mouth drives rapid growth.
2020–2021 — Resilience
Supporting Customers Through the Pandemic
During COVID-19, First Money continues to serve customers through digital processes, helping hundreds of families and businesses with emergency funding. Disbursals cross ₹500 Crores despite the pandemic.
2022–2023 — Expansion
1,000+ Crore Disbursed Milestone & Pan India Launch
Services expand to Telangana, Tamil Nadu and Karnataka. Disbursals cross ₹2,000 Crores. New loan products — Business Loan, Home Loan and Vehicle Loan — are added. 30+ new lending partners onboarded.
2024–2025 — Digital Growth
Website Launch, 4000+ Customers & 50+ Partners
First Money launches its digital platform, making loan applications accessible online. The customer base crosses 4,000+ with total disbursals touching ₹7,750 Crores. 50+ bank and NBFC partners empanelled.
2026 — The Future
Pan India Scale · New Products · More Lives Impacted
Target: ₹15,000 Crores+ total disbursal. Continuing to grow with new digital tools, deeper bank partnerships and a commitment to make financial services accessible to every Indian.
WHO WE ARE

Our Mission, Vision & Core Values

Our Mission

To stand beside every hardworking Indian — the government employee, the small business owner, the farmer's son, the first-generation entrepreneur — and give them access to financial solutions that are fast, fair and completely transparent. No exploitation. No confusion. Only empowerment.

Our Vision

A Bharat where no dream is left unfulfilled because of lack of finance. Where a young man from a small town in Andhra Pradesh can buy his first home. Where a woman entrepreneur in Tamil Nadu can expand her business. Where every Indian, regardless of their background, has a trusted financial partner by their side.

Our Promise

You are not a loan application to us. You are a person with a dream. We promise to fight for your loan like it is our own. Zero hidden fees. Zero runaround. A team that picks up the phone, speaks your language — Telugu, Tamil, Kannada, Hindi or English — and stays with you until your money is in your account.

WHY FIRST MONEY

Why 4,000+ Customers Trust Us

We are not a bank. We are your financial partner — working on your behalf to get you the best loan at the best rate from the right lender, every single time.

Apply Now
Fast Approvals

Most loans approved within 24–48 hours. Instant loans disbursed in as little as 2 hours.

Zero Hidden Charges

100% transparent. Every fee is disclosed upfront. What you see is exactly what you pay.

50+ Lending Partners

We work with 50+ banks and NBFCs to match you with the best rate for your profile.

Dedicated Support

Your personal loan manager guides you from application to disbursal and beyond.

Pan India Service

Serving customers across all major cities and towns in India. Physical & digital support.

Minimal Paperwork

Simple document requirements. We do the heavy lifting so you don't have to.

OUR TEAM

The People Behind First Money

Our experienced team of loan professionals is dedicated to finding the best financial solution for you.

FOUNDER
G

Gowtham Mannepalli

Founder & CEO

The visionary behind First Money. MBA from JNTUK University with 7+ years in finance. Built First Money from a one-man operation in Ongole into a Pan India company disbursing ₹7,750 Crores+ and counting.

🎓 MBA — JNTUK ⭐ 7+ Yrs Experience
KR

Kiran Reddy

Personal Loans
Sales Team Head

Leads the personal loan sales team with high energy and deep product knowledge. Ensures every customer gets the best personal loan deal.

VN

Vijay Naidu

Business Loans
Business Loan Head

Specialises in business and MSME loans. Helps entrepreneurs and business owners unlock funding for growth and expansion.

SK

Sai Krishna Allam

Housing Loans
Home Loan Head

Expert in home and property loans. Guides customers through every step — from eligibility to property valuation to final disbursal.

KC

Karthika Chowdary

Vehicle Loans
Vehicle Loan Head

Handles new car, used car and commercial vehicle loans. Known for lightning-fast approvals and strong dealer & lender relationships.

OUR OFFICE

Fast, Flexible & Transparent
Loan Solutions for All

Welcome to First Money, where we offer easy, accessible financing with tailored loan options, competitive rates, and personalized service — from our office in Ongole to customers across Pan India.

  • 7+ years established history in the financial industry
  • Unwavering commitment to customer satisfaction
  • Ethical and transparent lending practices — always
  • RBI-compliant processes with all regulated lenders
Contact Us Today

Ready to Get Your Loan Today?

Join 4,000+ satisfied customers across India. Apply now — fast approval, zero hidden charges, dedicated support.

Apply Now Talk to Expert