๐ŸŒฟ Fast Approvals ยท Zero Hidden Charges  ยท  ๐Ÿ“ž 9063460666  ยท  โœ‰ support@firstmoney.co.in
Personal Loan Business Loan Home Loan Car Loan
HomeHome / Housing Loan
Salaried & Self Employed โ€” Pan India

Home Loan
Own Your Dream Home

Best interest rates from 50+ bank and non-banking partners. Transparent process, zero hidden charges, fast approvals for salaried and self-employed applicants.

8.5% โ€“ 12% p.a.
Up to 90% LTV
5 โ€“ 30 Years Tenure
Pan India

Loan Highlights

Loan Amountโ‚น10L โ€“ โ‚น10 Crore
Interest Rate8.5% โ€“ 12% p.a.
Tenure5 โ€“ 30 Years
LTV RatioUp to 90%
Processing Fee0.25% โ€“ 1%
PrepaymentAllowed (Floating Rate)
Lenders50+ Banks & NBFCs
WHY CHOOSE US

Benefits of First Money Home Loan

Best Interest Rates

Starting at 8.5% p.a. from 50+ banks and NBFCs โ€” we negotiate for you.

Up to 90% Funding

Get up to 90% of property value financed. Low down payment required.

Upto 30 Year Tenure

Flexible repayment tenure up to 30 years for comfortable EMIs.

50+ Lenders

HDFC, SBI, ICICI, LIC HFL, PNB Housing, Bajaj, Axis and many more.

ELIGIBILITY & DOCUMENTS

Select Your Profile

Salaried โ€” Eligibility

Age

21 โ€“ 60 years (at loan maturity max 70 yrs)

Min Net Salary

โ‚น25,000/month in bank account

Employment

Govt / PSU / Private โ€” min 2 years total experience, 6 months current employer

CIBIL Score

700 and above preferred

Banking

Min 6 months salary account statements

LTV

Up to 90% of property value

Self Employed โ€” Eligibility

Age

25 โ€“ 65 years (at loan maturity max 75 yrs)

Min Annual Income

โ‚น3 Lakh net income as per ITR

Business Vintage

Min 3 years of business continuity required

CIBIL Score

675 and above preferred

Banking

Min 12 months current/savings account statements

LTV

Up to 80% of property value

Documents Required

Identity & KYC

Aadhaar Card โ˜… Mandatory
PAN Card โ˜… Mandatory
Passport / Voter ID / Driving Licence Optional

Income & Employment

Last 3 months salary slips โ˜… Mandatory
Last 6 months bank statements (salary a/c) โ˜… Mandatory
Form 16 / ITR last 2 years โ˜… Mandatory
Employment letter / Company ID Optional

Property Documents

Sale Agreement / Allotment Letter โ˜… Mandatory
Title Deed / Chain of Documents โ˜… Mandatory
Approved Building Plan โ˜… Mandatory
Encumbrance Certificate (EC) โ˜… Mandatory
Property Tax Receipts Optional

Identity & KYC

Aadhaar Card โ˜… Mandatory
PAN Card โ€” Personal & Business โ˜… Mandatory
Passport / Voter ID / Driving Licence Optional

Business & Income

ITR with computation โ€” last 3 years โ˜… Mandatory
Audited Balance Sheet & P&L โ€” 3 years โ˜… Mandatory
Last 12 months bank statements (current a/c) โ˜… Mandatory
GST Registration & Returns (if applicable) โ˜… Mandatory
Business registration proof (any) โ˜… Mandatory
Partnership Deed / MOA / AOA If applicable

Property Documents

Sale Agreement / Allotment Letter โ˜… Mandatory
Title Deed / Chain of Documents โ˜… Mandatory
Approved Building Plan โ˜… Mandatory
Encumbrance Certificate (EC) โ˜… Mandatory
Property Tax Receipts Optional

โ˜… Mandatory โ€” required for processing  |  Optional โ€” improves chances

 Home Loan Application

Fill in your details below. Our expert will contact you within 2 hours.

100% Secure Response in 2 hrs Free Consultation
Select Applicant Type
Personal Details
+91
Employment Details
โ‚น
Business Details
โ‚น
Property Details
โ‚น
โ‚น
Max up to 90% of property value for salaried / 80% for self employed
Existing Loan Obligations
Running Loans / EMIs (if any)
Bank / LenderLoan TypeMonthly EMI (โ‚น)
No existing loans added. Click "Add Loan" if you have any running EMIs.
Add all current running loan EMIs. FOIR (Fixed Obligations to Income Ratio) matters for home loan approval.
Your information is 100% secure and confidential. We never share your data.

Application Submitted Successfully!

Thank you! Our home loan expert will call you within 2 hours.
Urgent? Call us at +91 9063460666

Talk to Our Expert

Free guidance on home loan eligibility, rates and best lender options.

๐Ÿ“ž 9063460666

Our Lending Partners

SBI / Bank of BarodaGovt Banks
HDFC / ICICI / AxisPvt Banks
LIC HFL / PNB HFLHFCs
Bajaj / Tata / Aditya BirlaNBFCs
Total Partners50+

Processing Timeline

Application & DocsDay 1โ€“2
Credit AppraisalDay 3โ€“5
Property ValuationDay 5โ€“7
Sanction LetterDay 7โ€“10
DisbursalDay 10โ€“15
Apply via WhatsApp

Send details on WhatsApp for faster processing.

Chat Now